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named-peril
insurance
Learn about this topic in these articles:
homeowner’s insurance
- In insurance: Perils insured
In named-peril policies, no coverage is provided unless the property is damaged by a peril specifically listed in the contract.
Read More - In insurance: Excluded perils
Under named-peril forms, only losses from the perils named in the policy are covered. The named perils are sometimes defined narrowly; for example, theft claims are not paid if the property is merely lost and theft cannot be established.
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